Solo
FIRE
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2025 February Portfolio Update

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    Solo FIRE
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Blossom Portfolio including TFSA, RRSP, Non-registered accounts

See my full portfolio shared for Blossom here

1. Trades in TFSA

Sold   71 CNR @ $144.95
Bought 42 GOOGL @ US$170.1

I sold CNR after it failed to perform for almost 2 years of ownership. The trade reflects my preference of holding higher quality stocks. My TFSA account value has decreased from $186,500 to $180,496, the principal contribution amount is $81,815. You can find my TFSA portfolio holdings and performance here: https://www.solofire.ca/tfsa

2. Trades in Non-registered accounts

Deposits: $7000 and US$1000
Bought 13 UBER @ US$78.35
Bought 63 UBER @ US$80.87
Sold   38 CNR @ $145.98
Sold   62 CP @ $111
Bought 43 GOOGL @ US$191

I reduced my railroad holdings and bought Alphabet stock because the later provides better value. For my UBER purchase, you can see my recent explanation here: Uber is becoming a cash machine

3. No changes in RRSP account

Smith Maneuver Portfolio (not tracked on Blossom)

This is a leveraged portfolio investing borrow fund from my HELOC. Note that this is a strategy with higher risks, not recommended for new investors.

New purchases (~$2000 in total using HELOC credit):

Bought 32 GOOG CDR @ $30.71
Bought 34 GOOG CDR @ $29.01

Here are my current holdings:

CSU      $9,973
ATD      $9,566
CNR      $10,854
IFC      $6,556
MEQ      $5,002
GOOG CDR $6,975
AMZN CDR $8,160
VISA CDR $8,393

Total: $65,483 (Principal is $62,000, up 5.7%)
HELOC balance: -$63,036.7
HELOC interest rate: prime + 0.25%= 5.45%, after-tax rate: 3.11%

You can checkout my full Smith Maneuver setup in this blog post.

(All $ represents CAD, US$ represents USD)

Comments and Questions

Make sure to leave your comments/questions on my original Blossom post and I will try my best to answer them.

DISCLAIMER: SoloFIRE is not a registered financial advisor. This post contains author's personal opinion only and it should NOT be considered financial advice.